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Structured capital for businesses ready to scale.

We help promoters of established Indian businesses structure debt around cash flow, claim the incentives they qualify for, and prepare for institutional capital.

Highmark at a glance

Businesses financed
300+
Capital facilitated
₹5,000+ Cr
Industries served
30+

Formerly Fayda Finserv · Advising Indian businesses since 2011. Read why

Some of the businesses we’ve worked with.

Each stage of growth needs a different kind of capital.

  1. Established.

    Working capital sized to your cash cycle, and monthly numbers your lenders trust.

  2. Expanding.

    Project finance for the new plant or unit, with the subsidies it qualifies for planned before you build.

  3. Consolidating.

    Debt spread across lenders brought into one structure that costs less and fits your cycle.

  4. Going public.

    A clean capital structure, with the governance and reporting an SME IPO asks for.

Every mandate starts with the same question: is the structure right?

  • Debt Syndication

    Lenders lend against cash flow they believe. We build the case, structure the debt and find the right lender.

    • Project finance
    • Working capital
    • Debt restructuring
  • Government Incentives

    Most businesses miss incentives on timing, not eligibility. We find what applies and see it through.

    • Central and state subsidies
    • Eligibility
    • Filing to disbursement
  • Equity and M&A

    Equity changes who owns the business. We find the right investor or deal, and structure terms you can live with.

    • Growth and pre-IPO equity
    • Mergers and acquisitions
    • Valuation and deal structuring
  • IPO Advisory

    From private company to listed one. We restructure your capital, reporting and board for an SME IPO.

    • Capital restructuring
    • SME IPO
    • Investor readiness
  • Virtual CFO

    For businesses that have outgrown their accountant but aren’t ready for a full-time CFO.

    • Reporting and MIS
    • Cash-flow planning
    • Lender management

From first conversation to disbursement, and after.

  1. Understand.

    We start with your cash flows, existing debt and where the business is headed. The product comes later.

  2. Structure.

    We design the mix of debt, incentives and working capital that fits the stage you’re entering.

  3. Execute.

    We work with lenders and authorities through approvals, documentation and disbursement.

  4. Stay on.

    Capital needs change as you grow, so we stay involved after the deal closes.

Photo of CA Mukesh Bafna

CA Mukesh Bafna

CEO

Mukesh works with SMEs and growth-focused businesses on the road to an IPO. He restructures the balance sheet, retires high-cost, unstructured debt, and builds the reporting and governance that investors and the exchange expect. He also leads the firm’s private equity and M&A work, from raising growth and pre-IPO equity to structuring acquisitions and stake sales.

Where a business needs finance leadership before it is ready for a full-time CFO, he steps in as its virtual CFO. As CEO, he makes sure growth is structured, disciplined, and built to last.

Photo of CA Jaideep Soni

CA Jaideep Soni

Partner

A Chartered Accountant with over a decade of executing financing mandates, most of them in real estate and manufacturing. He has worked on 300+ businesses and more than ₹1,000 crore of structured debt and project finance.

In both sectors the cash comes in on a cycle, whether a project’s sales or a plant’s production, and he structures debt to match it. Working with 35+ lenders across PSU banks, private banks and NBFCs, he manages the full lifecycle from credit positioning to disbursement, and is known for taking complex cases to closure.

Photo of CA Sanjay Rajpurohit

CA Sanjay Rajpurohit

Partner

A Chartered Accountant who specialises in government incentives and project finance. He finds the schemes and subsidies a project qualifies for early, and builds them into the financing plan from the start.

Based in Pali, Rajasthan, he works with clients, lenders and the authorities from first meeting to disbursement, so that the project loan and the incentives close together.

Contact

Growth is never accidental.It is structured, disciplined, and sustained.

Tell us where the business is headed. We’ll give you an honest view of the structure that fits, and what doesn’t.

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